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Dakta Heritage Bank Website

Identity Theft Protection

Identity (ID) theft is a crime where a thief steals your personal information, such as your full name or social security number, to commit fraud. The identity thief can use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to resolve. You may not know that you are a victim of ID theft until you experience an issue like denied loans or credit collections.

We offer various products to help to protect our customers' identity.
The monthly cost varies based on the level of protection the customer chooses.

Preventing ID Theft

  • Don’t carry your social security card in your wallet or write it on your checks.
  • Don’t respond to unsolicited requests for your personal information including social security number, birthdate, or bank account numbers.
  • Collect your mail promptly.
  • Pay attention to your billing cycles and if they are late contact the sender.
  • Review your credit card and bank statements promptly.
  • Use complex passwords that identity thieves cannot easily guess.
  • Review your credit report annually to ensure it does not include any accounts that you did not open.