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Dakta Heritage Bank Website

Pioneer Plus Checking

Description:
An account that pays interest on your balance and provides easy access to your money.

Requirements:

  • Must be 18 years of age or must be jointly opened with an adult.
  • A minimum of $2,500.00 to open this account.

Benefits:

  • This account is an interest bearing account.
  • The interest rate and annual percentage yield will depend upon the daily balance in the account. Tiered rate chart as follows: up to $2,499.99 2,500.00 to 24,999.99 $25,000.00 and up.
  • Interest begins to accrue on the business day you deposit.
  • Interest will be compounded monthly.
  • Interest will be credited to the account monthly.
  • We use the daily balance method to calculate the interest on the principle of this account.

Cost:
No service charge unless balance falls below $2,500.00. If balance falls below $2,500.00 daily balance, a service charge fee of $10.00 plus $.20 per debit item will be imposed on the account.